Why is the insurance mandatory?

The insurance fee is a mandatory part of the registration, as it covers you if you get injured. Even with your own insurance, our provider requires every participant must purchase it in case of accident or if the insurance you have does not fully cover you. Here is the coverage:

Tough Mudder Inc Participant Accident Insurance Participant Accident Insurance is purchased through ACE American Insurance Company and provides accidental medical benefits up to $100,000 per person for medical bills arising from an injury suffered while participating in a Urban Mudder event. In addition to Accidental Medical Benefits, the insurance provides $10,000 Accidental Death Benefit. Loss of income, sometimes called Disability Insurance is not provided by Urban Mudder.

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